Fast & Easy Loan
Solutions for Every
Financial Need
From Home Loan to Gold Loan — BFSC offers 11 types of loans with quick approval, minimal paperwork & best interest rates across 20+ bank partners.
Personal Loan (PL)
An unsecured multipurpose loan — no collateral required. Use it for medical emergencies, travel, wedding, home renovation or any personal need. BFSC ensures fastest approval with minimal documentation across 20+ bank partners.
| Parameter | Details |
|---|---|
| Loan Amount | ₹50,000 – ₹40 Lakh |
| Interest Rate | 10.50% – 18% p.a. |
| Tenure | 12 – 60 Months |
| Processing Fee | 1% – 2.5% of loan amount |
| Disbursal Time | 24 – 72 Hours |
| Prepayment | Allowed after 6 months (charges apply) |
- Salaried or Self-Employed
- Age: 21 – 60 years
- Income ₹15,000+/month
- CIBIL 700+ preferred
- Aadhaar + PAN Card
- Salary slip / ITR (3 months)
- Bank statement (6 months)
- Passport size photo
Share Your Details
Call us or fill the enquiry form — takes 2 minutes.
Document Collection
Our executive collects documents from your doorstep.
Bank Processing
We submit to best matching bank for fast approval.
Amount Disbursed
Loan directly credited to your bank account.
Business Loan (BL)
Fuel your business growth with BFSC Business Loans. Working capital, equipment purchase, expansion or cash flow management — we connect you with the best offers from top banks and NBFCs.
| Parameter | Details |
|---|---|
| Loan Amount | ₹1 Lakh – ₹2 Crore |
| Interest Rate | 11% – 22% p.a. |
| Tenure | 12 – 84 Months |
| Collateral | Optional (Secured/Unsecured) |
| Business Vintage | Minimum 2 Years |
| Disbursal | 3 – 7 Working Days |
- Proprietor / Partner / Director
- Business 2+ years old
- Turnover ₹10 Lakh+
- CIBIL 650+
- KYC + Business proof (GST/Udyam)
- ITR 2 years
- Bank statement 12 months
- Balance Sheet / P&L
Business Assessment
Share your business profile and loan requirement.
Best Bank Match
We compare 20+ banks and select best fit for your business.
Document Processing
Our team handles all paperwork and bank submissions.
Disbursal in 3–7 Days
Loan credited to business account after approval.
Home Loan (HL)
Make your dream home a reality with BFSC Home Loans. Purchase, construction, renovation or balance transfer — we get you the lowest EMI from 20+ bank partners with fast processing and zero hidden charges.
| Parameter | Details |
|---|---|
| Loan Amount | ₹5 Lakh – ₹5 Crore+ |
| Interest Rate | 8.50% – 11% p.a. |
| Tenure | Up to 30 Years |
| LTV Ratio | Up to 80–90% of Property Value |
| Tax Benefit | Sec 24 (₹2L) + 80C (₹1.5L) |
| Prepayment | Nil charges on floating rate |
- Salaried or Self-Employed
- Age: 23 – 65 years
- Stable income & repayment capacity
- CIBIL 700+
- KYC (Aadhaar, PAN, address proof)
- Income proof / ITR 2 years
- Property documents (title deed)
- Bank statement 6 months
Property & Income Check
Share property details and your income profile.
Bank Selection
We compare rates and pick the best bank for you.
Legal & Technical
Property valuation and legal verification handled by bank.
Sanction & Disbursal
Loan sanctioned and amount directly disbursed.
Loan Against Property (LAP)
Unlock the hidden value of your property. Get high-value funding at competitive rates — ideal for business expansion, medical needs, education or any major expense. Residential, commercial & industrial property accepted.
| Parameter | Details |
|---|---|
| Loan Amount | ₹10 Lakh – ₹10 Crore |
| Interest Rate | 9% – 13% p.a. |
| Tenure | Up to 20 Years |
| LTV | 60–70% of Property Value |
| Property Types | Residential / Commercial / Industrial |
| Processing Time | 7 – 15 Working Days |
- Property owner (any type)
- Salaried or Self-employed
- Good repayment history
- CIBIL 650+
- KYC Documents
- Income proof (ITR/salary)
- Property ownership docs
- Property valuation report
Property Evaluation
Share property details — we estimate your loan eligibility.
Bank Submission
Documents submitted to best bank for LAP.
Property Valuation
Bank-appointed valuer assesses your property.
Loan Disbursed
Amount credited after legal clearance.
Used Car Loan
Buy your dream pre-owned car without financial stress. BFSC offers Used Car Loans with quick approval, competitive rates and flexible EMI. We partner with top banks for second-hand vehicles up to 10 years old.
| Parameter | Details |
|---|---|
| Loan Amount | ₹1 Lakh – ₹25 Lakh |
| Interest Rate | 12% – 20% p.a. |
| Tenure | 12 – 60 Months |
| Funding | Up to 80% of Car Value |
| Vehicle Age | Not older than 10 years |
| Disbursal | 24 – 48 Hours |
- Salaried or Self-Employed
- Age: 21 – 65 years
- Stable monthly income
- Vehicle max 10 years old
- Aadhaar + PAN
- Income proof (salary/ITR)
- RC Book & Insurance copy
- Bank statement 3–6 months
Car Selection
Finalize the car — share RC and insurance copy with us.
Valuation & Check
Bank verifies vehicle condition and market value.
Loan Processing
Documents submitted, bank processes your application.
Funds Disbursed
Amount credited to seller / dealer within 48 hours.
New Car Loan
Drive your brand new car home today with BFSC New Car Loan. Up to 100% on-road financing with the lowest rates from top banks. Quick processing, zero hidden charges and doorstep documentation service.
| Parameter | Details |
|---|---|
| Loan Amount | ₹2 Lakh – ₹1 Crore |
| Interest Rate | 8.75% – 14% p.a. |
| Tenure | 12 – 84 Months |
| Funding | Up to 100% On-Road Price |
| Processing Fee | 0.5% – 1% of loan amount |
| Disbursal | Same Day – 24 Hours |
- Salaried or Self-Employed
- Age: 21 – 65 years
- Income as per bank norms
- Good CIBIL preferred
- Aadhaar + PAN Card
- Income proof (salary/ITR)
- Bank statement 3 months
- Car dealer quotation